The Importance of Tourism Loans in Achieving Financial Sustainability for Tourism Projects - Analytical Vision of the Case of Algeria (2002-2021)

Authors : Somia Boukhari

Pages : 212-236

View : 45 | Download : 49

Publication Date : 2024-12-30

Article Type : Research Paper

Abstract :This study aims to highlight the importance of tourism loans in achieving financial sustainability for tourism projects, in general, and in Algeria in particular. They are considered as one of the most important mechanisms used to finance projects and initiatives in the tourism sector, whether for developing tourism infrastructure, improving tourism services, or enhancing tourism promotion. The aim of these loans is to promote economic growth and sustainable development in tourist destinations, ensure increased tourist inflows and, thereby, achieve international leadership in the field of tourism project industry. Therefore, based on this premise and considering the importance of tourism loans in activating the hotel sector, we posed the following question: \\\"To what extent can tourism loans contribute to supporting the financial sustainability of tourism projects in Algeria?\\\" To clarify this,the descriptive analytical method was followed in presenting concepts and analyzing statistical data to reach results and recommendations.. The findings mostly concluded that tourism loans are a fundamental requirement to support and develop tourism projects. Tourism loans are of great importance in activating the financial sustainability of the tourism sector. We recommend the necessity of diversifying sources of tourism lending as a fundamental condition to address the challenges and financial risks in the tourism sector.
Keywords : Turizm kredileri, turizm finansmanı, turizm projeleri, Cezayir.

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