- Maliye ve Finans Yazıları
- Issue:120
- Bank Interest Rate Margins and Uncertainty: A Forward-Looking Approach
Bank Interest Rate Margins and Uncertainty: A Forward-Looking Approach
Authors : Baki Cem Şahin
Pages : 1-10
Doi:10.33203/mfy.1105753
View : 106 | Download : 124
Publication Date : 2023-10-16
Article Type : Research Paper
Abstract :The behavior of banks in setting interest rate margins has been in the interest of a variety of groups including management, shareholders, and policymakers. On this basis, the literature has employed a wide range of micro and macroeconomic factors in analyzing the interest rate margin. This study focuses more on uncertainty and investigates the role of uncertainty on bank interest margin setting in Turkey. The analysis shows that higher uncertainty is associated with higher interest rate margins both in the short term and long term.Keywords : bankacılık, faiz marjı, belirsizlik, eşbütünleşme