FROM FINANCIAL EDUCATION TO FINANCIAL LITERACY: MEDIATING ROLE OF FINANCIAL SELF-CONFIDENCE

Authors : Huriye Bozok, Letife Özdemir, Ender Baykut, Veysel Kula

Pages : 348-360

Doi:10.32951/mufider.1732885

View : 50 | Download : 60

Publication Date : 2025-10-01

Article Type : Research Paper

Abstract :Exposure to basic financial education is commonly regarded as a fundamental element of financial literacy. This study investigates the impact of university-level finance courses on students’ financial literacy with a special emphasis on the mediating role of financial self-confidence. The research utilises data collected through a survey administered to students from the Faculty of Economics and Administrative Sciences at Afyon Kocatepe University. The survey encompassed a sample of 838 students. The collected data were analysed using Hayes\\\' PROCESS Model 4. The findings reveal that success in finance courses has a positive effect on financial literacy. Moreover, part of the effect of a finance course\\\'s success is passed through financial self-confidence. This finding suggests that finance courses should not be delivered solely through theoretical instruction, but should also incorporate practice-based approaches that enhance students\\\' self-confidence.
Keywords : Finansal Okuryazarlık, Finans Eğitimi, Hayes Süreci, Aracılık Rolü

ORIGINAL ARTICLE URL