COVİD -19 PANDEMİ SÜRECİNDE YURTİÇİNDE İNTERNETTEN YAPILAN KARTLI ÖDEME İŞLEMLERİNİN SEKTÖREL DAĞILIMININ VARYANS AYRIŞTIRMA MODELİ İLE ANALİZİ

Authors : Sonat BAYRAM, Gökhan SÖNMEZLER, İsmail Orçun GÜNDÜZ

Pages : 219-242

Doi:10.52122/nisantasisbd.1126538

View : 21 | Download : 11

Publication Date : 2022-06-30

Article Type : Research Paper

Abstract :The effects of the Covid-19 pandemic process on the sectoral distribution of card payment transactions made over the internet in the country were analyzed with the variance decomposition model, and the differences between the pre-Covid insert ignore into journalissuearticles values(June 2019 - March 2020); period and the post-Covid insert ignore into journalissuearticles values(April 2020 - January 2022); period were revealed. The sectors with the highest increase in domestic use insert ignore into journalissuearticles values(transaction amount); of domestic cards insert ignore into journalissuearticles values(in terms of their share in the total card usage); were electrical, electronic goods, computers, markets and shopping centers, while the sectors that decreased the most were petrol and fuel stations, airlines, travel agencies and transportation. telecommunications industries. The sectors that showed the highest increase in domestic use of domestic cards insert ignore into journalissuearticles values(number of transactions); insert ignore into journalissuearticles values(in terms of their share in total card usage); were various food, electrical, electronic goods, computers, markets and shopping centers, while the sectors that decreased the most were clothing and accessories, airlines, services. sectors, travel agencies, transportation and telecommunication sectors.
Keywords : Covid 19, Online Card Payment Transactions, Variance Decomposition